Trusted by banks, lenders and specialist finance providers
The modern lending platform
Legacy origination slows lending down.
Move beyond manual processes and inflexible systems with a configurable cloud platform built for speed, control and efficiency.
End-to-end digital lending
Digitise the entire journey - from application intake to decision, integration and reporting
Smarter credit assessment
Bring data, rules and decisioning together to improve speed, consistency and control across every lending decision
Flexible by design
Configure products, policies and journeys around your process, without rigid legacy constraints
Seamless integration
Connect to core banking systems and external data providers through secure, API-driven architecture
Enterprise-grade governance
Structured data supports auditability, regulatory oversight and full traceability of every lending decision
Rapid model hosting and updates
Host or update credit models in minutes, reducing development time and speeding product rollout
GROWTH WITHOUT COMPLEXITY
Increase profitability and competitive advantage.
Better broker and borrower journeys. Lower cost. Faster change
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A cloud platform built around you
Rapid implementation Scale as volumes grow Built for regulated environments
What our customers say
Delivering Lending Innovation
"Optalitix's software products and analytics experts enabled UTB to build market-leading credit portals. Their professionalism, dedication and drive for innovation make them a joy to work with and give UTB a distinct advantage in our market."
Harley Kagan
Managing Director at United Trust Bank
Increasing Operational Reliability
"Implementing Optalitix has helped us to be much more efficient and reliable, it enables us to dedicate time to the core of our business and not to the system build. Optalitix is easy, reliable, traceable, Optalitix just works!"
Gonzalo Sagnier
Director at Almagro Capital
Supporting Business Growth
"Optalitix has enabled us to scale our data processing capabilities in line with the growth of the business, allowing us to manage significantly higher volumes and increasing complexity. Through close collaboration, we have developed a system that is now a key part of how we operate."
Claire Susskind
Chief Operating Officer at Bellerive
Streamlining Mortgage Origination
"We partnered with Optalitix to launch our mortgage origination platform. This has allowed us to significantly improve how cases are managed, supports our automated decisioning model and improves our reporting capabilities. We have worked closely with the team to build a solution that meets the end customer’s needs, utilising their previous experience in this space."
Shelley Stern
Director of Mortgages at Masthaven
Built for every lending role
One platform. Shared visibility.
Underwriters
Make confident credit decisions, faster
Operations teams
Increase throughput without increasing risk
Technology teams
Modernise without adding technical debt
Compliance/risk teams
Strengthen oversight without slowing the business down
FAQs
How resilient is the Originate platform? Originate can be hosted on the 3 major cloud platforms (AWS, Azure and GCP). There are a number of different tiers of resilience suitable to meet specific client needs.
Can it connect to our banking platform and data warehouse? Yes, the Originate platform is API-enabled, with pre-built API connections and templates for existing banking platforms and databases.
Does Originate support regulatory reporting? Yes. All data in lending applications and underwriting decisions are accessible for regulatory reporting and audit purposes.
Can you handle rapid loan assessments without completing full application journey? Yes, Indicative applications can be generated to give your customers an indication of the loan parameter.
Can I connect to external credit providers? Yes, Optalitix Originate has pre-built connections to enable any credit data to be incorporated into the credit models and processes.
Enterprise-Ready Platform.
Secure, scalable infrastructure built to automate the lending process and improve profitability
Secure
We are ISO27001 certified with high levels of system and data security
IP protection
Protect the intellectual property in your models
Future-proof
Faster implementation with flexible, future-ready architecture
Modern lending. Delivered fast
Digitise lending in one platform - faster, simpler and fully governed